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HOW TO BUILD CREDIT

Let us work with you to obtain your dreams in a safe, responsible way.

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We live in a society where good credit is critical. Whether it is a path to owning your home, citizenship, or even getting a job, your credit score may be a factor.

Right now, for new members, we will provide you with your credit score at no charge, tell you how you can order your credit report annually for free, and speak with you on ways to improve it. An example of how to build credit is a share secure loan. It is a loan based on your savings. By taking out a loan from the credit union and paying it back, it demonstrates your ability to pay back a loan responsibly, and this can improve your credit score.

Shared secured loans are only 5% interest, plus a small break-even processing fee. Come in and we will be happy to discuss ways to improve your credit and build your dreams.

LET US HELP YOU

Second Floor | New Brunswick, NJ 08901 |
Hours Monday-Thursday 4-8 Saturday 10-1 | Routing & Transit Number 021283961

Love the Credit Union experience! Special thanks to Element Federal Credit Union for web site inspiration.

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