A debit card is a plastic card, similar to a credit card, that provides direct access to funds in your checking account. It’s important to remember that a purchase using a debit card deducts directly from your checking account. That way you are not surprised by bills at the end of the month. You spend only what you have, so there are no interest charges either.
How do I use it?
Use your debit card to make purchases at any merchant that displays the Visa card logo. You can also use it at an ATM to withdraw cash.